Chris Luis, My Favorite Mortgage Broker 
"I work for you, not the banks." 
NMLS 888571

CLuisMortgages. LLC             
MBR 1575, NMLS 1159714                                       
t: 941-219-4381
f: 800.718.1862
HomeInfoLoan ProgramsApply NowAbout Reviews

click to email 


​Most lenders have a couple of programs & try to fit you into what they offer. 

I work with dozens of lenders and find a program that matches you. 

Example: your realtor's in house lender may require a 620 on an FHA or VA Loan. My lenders can go down to a 500 on an FHA loan and 550 on a VA loan.  

Or, you may not have enough of a down payment, my lenders offer FHA $0 Down Loans or 1% Down Conventional Loan. 

Here is a list of the loan programs I can offer you: 

  • USDA - 580 Credit Score - $0 Down 

  • Jumbos - down to 600 Credit Score 20% - 30% down 

Yes to 

         1. Foreclosure 1 day out @30% down
         2. Bankruptcy 1 day out @30% down
         3. Bank Statement only Programs 

Contact Us