Chris Luis, My Favorite Mortgage Broker 
"I work for you, not the banks." 
NMLS 888571

CLuisMortgages. LLC             
MBR 1575, NMLS 1159714                                       
t: 941-219-4381
f: 800.718.1862
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Documents Needed 

For a Pre-Approval: A Pre Approval letter means your credit has been reviewed and your income verified and I am confident you will get final approval. 

For this you need to send

  • 2 recent past pay stubs;
  • W2s for 2015 & 2016
  • Tax Returns for 2016 and 2015...if self-employed
  • Last monthly Bank Statement

Other documents that often are requested

For VA (Veterans) 

  • A Certificate of Eligibility
  • Discharge Papers - DD214

Other Sources of Income 

  • Child Support Letters and Proof of Payment 
  • Social Security Award or Pension Letter 

After A Contract - this is typical  

  • More pay stubs  
  • Current Bank Statement
  • 2 Government Issued IDs
  • Copy of Escrow Check 
  • Retirement Account Statement
  • Letters of Explanations on Credit